Buyers Guide

Buying a home is one of the most important decisions you’ll make in your life. It’s a complicated process that requires careful planning and guidance from a knowledgeable Real Estate Agent. To help you prepare, here is an overview of what you need to consider before making your purchase.

Sort Out Your Finances

The first step is to save for a down payment, which should be at least 5% of the home's purchase price. You should then consult with a mortgage broker to determine what you can afford, and shop around for the best rates.

Imagine Your Ideal Home

Once you know your price range, it’s time to think about what kind of home would best fit your lifestyle. Consider factors such as proximity to schools, recreational facilities, and the character of the neighbourhood. Your reasons for buying a home should guide your decision-making process. You may want to create a list of "needs vs wants" to help you stay focused.

Partner With a Real Estate Agent

Choose a Real Estate Agent who makes you feel at ease. They will help you find the perfect home that meets your needs and budget, arrange viewing appointments, and provide guidance throughout the process. Look for an experienced and knowledgeable agent who will represent your best interests.

The Search

With the help of your Real Estate Agent and the property search on this site, you can locate homes in your desired area. Your agent will keep you informed about new listings and set up appointments with sellers.

Closing

Once you find the home you want, your agent will help you place an offer. The seller may accept, counter, or reject your offer. After you negotiate an agreement, you’ll need to conduct a home inspection and address any necessary repairs (which you can also negotiate with the seller). Finalize your mortgage with a visit to your lender and sign off on ownership in a lawyer’s office.

Congratulations, you are now a new homeowner! Enjoy the many benefits of home ownership, including pride of ownership, the ability to make improvements, building equity, and appreciation over time.